5 Reasons to Choose Total Wealth Planning

Below are 5 financial reasons to “Think Total Wealth Planning” when thinking about Wealth Management.

1

Total Wealth Planning Is Different from Other Financial Advisors and Wealth Management Firms

First and foremost, we are independent and fee-only – honoring our fiduciary responsibility and serving clients’ best interests since 1989. We listen and understand individual concerns, goals and objectives. Addressing each wealth management issue – in the best, most cost-effective ways – delivers personalized, exceptional service.

2

A Fiduciary Standard Defines the Financial Advisory Relationship

A fiduciary standard differentiates how most “financial advisors” work with their clients. Over 90 percent of them are paid (fully or partially) by commissions. They promote self-serving products and services to maximize their income. Additionally, advisors who work for large financial services firms are loyal to their employer, not their client.

3

A Fee-Based and a Fee-Only Financial Advisor Are Significantly Different

A fee-only financial advisor, Total Wealth Planning does not receive any compensation from a brokerage firm, mutual fund or insurance company, or any source except—solely and directly – our clients. We represent only you and your interests. Thinking about where someone’s paycheck comes from helps to understand where their true loyalty lies.

4

Wealth Management and Investment Management Aren't the Same

A wealth management firm, Total Wealth Planning integrates clients’ financial planning goals, objectives, and strategies with a diversified investment portfolio strategy best suited to achieve them. In contrast, an investment management firm only manages money – unaware of and detached from clients’ financial planning circumstances and concerns.

5

Total Wealth Planning Serves Specialty Service Niches

As independent business owners, working with business owner clients for over 25 years, Total Wealth Planning knows first-hand about those concerns, risks, and rewards. We relate and advise – as peers – guiding business owners to increase the value of their company, eventually monetize and diversify their internal equity value.

These are just 5 Financial Facts to help you better understand the basics of financial management. If you’d like more facts, please contact us.