Pre-Retirees / Retirees - Total Wealth Planning

Pre-Retirees / Retirees

Can You Put a Date to Retirement and Be Ready?

The year 2020 has brought many lingering questions, most notably, how do you balance current financial needs and still have enough to get through retirement? Everyone has seen first-hand that health-related expenses and down markets occur and can affect your long-term financial security. It requires you to reevaluate your retirement decisions, investment strategies and healthcare planning frequently.

We work closely with you to give you early guidance and realistic expectations of income streams required in the future. We advise you on the appropriate level of savings, investments, employer-sponsored retirement plans and other investment vehicles most suited to your specific situation.

The real benefit is feeling more confident you are making good life decisions that carry you through retirement. We give you an understanding of where to go from here and how to move forward.

When You are In Retirement, Will Your Money Last?

Getting used to being retired and paying yourself from your savings can be scary, especially in down markets. Switching your mindset from saving to spending can cause emotional stress and anxiety, specifically will your money will last as long as you need it to? We help you through all the questions and provide guidance on your retirement finances and life decisions. We advise you on:

Total Wealth Planning reviews all your retirement plans including 401(k), 403(b), 457, and deferred compensation plans and recommends how to structure your different investments. When the time comes to make retirement decisions, we will be there to help determine your best options.

You gain the sense of comfort that comes from feeling more secure in your finances and enjoying your retirement years.